Litton Loan Company

I just got this email from my Mom and felt like I needed to post this. How sad to lose your home 2 day before Christmas. I pray that this family can find 2009 to be a better year.

Dear Family and Friends,


We pray that this year will be a great year for all our family and friends. First let me apologize for not sending Christmas Cards, losing contact, or just not being there in this season. Our family has gone through some major transitions this year that have not been easy. After four years of fighting with Litton Loan we lost our home. We had to move three days before Christmas into an apartment. We went from a six bedroom home to a two bedroom apartment. What a chore that was. We just kept the most important things and lost the rest of our possessions. The reason I write this email is that we have felt so alone in this process. In surfing the internet Troy came across several sites where literally hundreds of people have been battling this mortgage company and have lost their home or are close to it. I want everyone I know NEVER to EVER GET A LOAN THROUGH LITTON. Our story is to long to put in print, but we will probably post our story on some web sites as well. I am including the websites, and I just ask that you just pass them on so people know about this company. They have destroyed our dreams of owning a home, took every last penny we had (as we had to use every dime to fight them), took our stability, destroyed our credit, and caused an unthinkable amount of stress. After our investigation we realized how widespread problem really is. The sad part is we didn't have a choice. Our first lender sold our loan. If your loan ever get's sold to Litton get it refinanced as soon as it happens.

God is faithful, he provides, and we are safe and blessed. So in dealing with this, and health issues the year got away from me. I hope that this year I will be able to bless you all more as you have bless me!

Take care!

Our mailing address is

PO BOX 1235
Mt. Juliet, TN 37121



Love you

The Hayes Family..

PS here are some links, only a small handful of what's out there! JUST BE AWARE of this Company!
http://www.khou.com/perl/common/video/wmPlayer.pl?title=www.khou.com/defenders10_051110.wmv

http://www.consumeraffairs.com/finance/litton_loan.html


http://www.youtube.com/watch?v=yeHOvRFP0fI

Early Thanksgiving

Yesterday the Blackwell clan had Thanksgiving early so we could spend Thanksgiving with other family members. The Eatherley's came as well as Kelly's Uncle Dale. My mother in law wasn't feeling well, but Kristy took her something to eat when they left. We had a great time and enjoyed each other's company and ate wayyyy tooooo muuuuccchhh! Good food!
Kelly's nephew trevor is such a hoot, I had to blog about what he said yesterday, so I caould have a record of this. He is 8 years old and not too keen on dogs. I had put Joey and Fifi up when they got there and Trevor was wanting them out. I let the dogs out of the carrier and they did really good.
I was washing dishes and heard everyone laughing, My sister in law came into the kitchen and I asked what was so funny. She said that Joey had mounted Fifi and Trevor had said, "Look, Joey wants a piggy back ride!". (I am laughing now, as I am typing!!!) Well, I brust out laughing and Trevor comes into the Kitchen and tells me the same thing! Poor thing... He will have a rude awakening one day! But, it was sweet. Out of the mouths of babes!
Kelly got laid off from his job on friday. They are suppose to call him back in Jan. I hope so! Please pray for us. I know that God will provide!
I pray that everyone will have a blessed Thanksgiving!

DREAMS...WHAT DO THEY MEAN?

Last night I had the weirdest dream...
I dreamt that Kelly had cheated on me and gotten his lover pregnant. I dreamt that she (Carolina) had come to me to tell me that she loved Kelly and he loved her and they we having a baby together.

OK, 1st off, I know that Kelly would never cheat on me, so what the crap did I dream that for? I also dreamt that Kelly and I never got married. That we were only living together but were in process of adopting. We just waiting on the baby to be born. Freaky! So, any way, Carolina told me that kelly was going to marry her.I laughed and said Honey, we've been together for 6 years and never married, what makes you think he will marry you? then Kelly came to me and asked me to allow Carolina and the baby to live with us.

I am not a freak!I am not sharing my man with nobody! The dream really freaked me out! When I woke up I had to tell Kelly about it. Of course he got a kick out of it, but it still had me rattled. Why, I don't know? Just wanted to share with ya!


On a happy note: Kerry got on the A/B homor roll! Her name will be in the paper! We are sooo proud of her as she is with herself. That is so awesome! Way to Kerry!

PRAYER

Do you believe in the power of prayer? I sure do. I may not get what I ask for but, I do know that if I don't get what I pray for, it wasn't in God's will.

I've learned a lot about God's will. Kelly and I were trying to get pregnant from the 1st day we got back together 5 years ago and really trying since we got married 4 years ago. I took fertility drugs to make sure I was ovulating. I was. I got pregnant right before our 2ND anniversary. I actually found out I was pregnant on our anniversary. It was a sweet anniversary present for both of us. 3 months later I miscarried. That was not so sweet. We continued to pray.. This time it was for strength to deal with a tragic loss. I knew that the baby was sick because I knew that God would not give me such a gift then take it away if the baby wasn't sick. The baby had a chromosomal defect. I never learned the sex, but I am pretty sure it was boy. I at least got to see it's heart beat along with my Mom. It was the greatest moment of my life.

This past December I had to have an emergency hysterectomy because I was basically eat up with endometerosis. I had it from my breast bone to my uterus. Everything was smushed together. The OBGYN told Kelly that it was all in my uterus and I wouldn't have been able to carry a baby to full term only to 3 months- therefore, that is what caused the miscarriage. The OBGYN didn't want to to the hysterectomy either but it was that or I would die. Thank God for Dr. B.

The day before my surgery, I had called some of my church ladies and told them I wanted them to pray that I wouldn't have to have an hysterectomy. They told me to pray for God's will. Well, being the stubborn one I just cried and said, I want a baby. I was in terrible pain. My heart was breaking and my stomach was killing me from the pain too. I eventually felt a calm come over me and knew that God was with me and that I needed to pray for God's will. I was saying the Apostle Creed when I went under for the surgery. When I woke up, I knew with-out being told that I had to have a hysterectomy. Dr. B. was the sweetest to me, he was apologizing for having to perform the surgery. My Mom and step-daughter took the hysterectomy worse than I did.

I know that God has a greater plan for me. I am a great step-mom and one day will be a great Mom to a child we have adopted. I sometimes wish that I could open my Bible and see a little note that God has written to me to let me know what his plan is.

God's will- I gotta pray for it, so do you...

Back Again

It's been a while since I last posted. In December 2007, I got sick from endometreosis and had to have an emergency hysterectomy. That really sucked since Kelly and I hadn't had children yet. Luckily he had Kerry before we had gotten back together! I am in the adventures of being a step-mom. She is a great kid, when she is not being influenced by bad decision makers.

The best thing that has happened since my surgery is that Kerry has moved in with us. The first 3 weeks were great! She is a good helper. She LOVES to cook! Yeah me! Since I have Karate and Tai Chi 3 nights a week. The beginning of the 4th week she got a wild hair stuck up her butt and decided to skip school. OK, I know most kids skip school, but I never did! My Mom had the fear of GOD in me!! Anyway, her mom decided to take her lunch and Kerry wasn't there. My MIL called to see if Kerry was sick, 'cause she wasn't at school! I totally freaked out. I called Kelly at work and he went to Hartsville looking for her. His cousin had her but lied that she didn't know where Kerry was. Kelly busted some tail! She is grounded for quite a while. Kelly had the cousin arrested for contributing to the delinquency of a minor. Don't mess with his baby!!! Any who, we should be done with this issue at the end to the month.

I passed my blue belt test!! I should have tested in February but I was afraid to do so since I had been on so many drugs the month of December and January. Here I am breaking the string to prove that I am ready to take on the responsibility of being a blue belt! See the concentration on my face. Luckily I didn't have my tongue out! I was the only adult to get a belt that night. WAY TO ANG!!

This past weekend was the 1st weekend Kerry had spent at her Mom's since we have gotten custody of her. It went well, but of course Mom and the BF is kissing butt! Kerry's words, not mine. I have stronger wording. I have gotten my 1st payback, since becoming a full time step-mom. Last weekend I took Kerry shopping. NO MORE!! She is a grunge wearer but wants to be more girly. So I took her to LB and the clothes were TOO Girly. Then we went to RW and couldn't agree on anything except jeans. While she was in the dressing room trying on clothes I made her try on, I sent my Mom a text to apologzie for all the grief I gave her as a kid. By the time we finished shopping I had a headache~! At least Kerry and I were still talking....

LOVE

Love... such a powerful word that people use to easily these days.

I love my husband, my dogs, my mom, my dad... get the picture. How many people actually love their friends? I can honestly say , I do. There are a lot of people in my life that I am not afraid of telling them that I love them, but then are those I do and am afraid to say that I do for fear of how they may take it.

I am aching for the day that I can experience the love of motherhood. Don't get me wrong, I love Belle more anyone could (can), but she's not with me all the time and I ache to have the unconditional love that a mother-daughter can have.

The ladies karate class is going to Tully's Saturday night! I can't wait.. We are going have so much fun, great fellowship...